Make your money work harder – pitfalls to avoid
If there’s one rule of thumb for investors to bear in mind, it’s that “if it looks too good to be true, it probably is”. Be aware The expression “a…
Archives
Five lessons learned in 2023
1. Interest rate cycles can be different Students of economics are taught that monetary policy works with long and variable lags, up to 12-18 months. We had assumed that in…
An introduction to managed funds
Managed funds may give you access to a broader range of investment types by pooling your money together with other investors. Find out how they work and if they’re for…
A guide to SMSF insurance and estate planning
Making a decision about life insurance is an essential part of your self managed super fund’s investment strategy and can provide a valuable benefit for members. Do your members need…
Want to earn more and keep your Age Pension
Many people continue, or even start, working once they’ve reached Age Pension age. This may be for social reasons, personal fulfilment or to maintain their standard of living. With the…
The transfer balance cap – how does it work again
In the 2016 Federal Budget, the Government introduced the transfer balance cap as part of a broader superannuation reform package. The transfer balance cap imposes a lifetime limit on the…
Mortgage vs super where should I put my extra money
It’s a dilemma many of us face – are we better off directing extra money to our mortgage or super? As with most financial decisions, it’s not a one size…
Falling inflation – what does it mean for investors
Key points Introduction The surge in inflation coming out of the pandemic and its subsequent fall has been the dominant driver of investment markets over the last two years –…
Economic update February 2024
A rally in the second half of the month helped global share markets generate solid gains in January, extending the rally from November and December. The latest indicators suggest economic…
Australian household wealth
Is high Australian household wealth a source of support for consumers? Key points Introduction Household income data from the OECD showed that Australia had one of the lowest rates of…
As scams evolve, so can you
As scams continue to evolve, it’s important to stay on top of the latest information. Here are some tips for staying protected against some of the most common scams impacting…
5 tips for managing your SMSF
Setting up your SMSF is just the beginning. Make sure you’re aware of your obligations as an SMSF trustee and get the most out of your fund with this quick…