Contact Us

Join Us

Archives

Romance scams – signs an online relationship could be a scam

Romance scams – signs an online relationship could be a scam

Mannie Lucero May 25, 2026 No Comments

Romance scammers build emotional trust by seeming attentive and expressing intense feelings but money requests follow, often disguised as financial emergencies, travel costs or investment opportunities. Romance scams a top…

Read more

Developing a retirement savings plan

Developing a retirement savings plan

Mannie Lucero May 25, 2026 No Comments

While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how to get started today, to enjoy…

Read more

EOFY super moves worth thinking about

EOFY super moves worth thinking about

Mannie Lucero May 25, 2026 No Comments

End of Financial Year (EOFY) is a good time to show your super some love. EOFY often gets us thinking about money and your super deserves its moment too. You…

Read more

Dreaming of early retirement?

Dreaming of early retirement?

Mannie Lucero May 25, 2026 No Comments

Many Australians today expect to be working well after they would like to retire, new research from Colonial First State shows¹. On average, Australians would like to retire at 62…

Read more

Your Client Value Proposition is the foundation of your business

Your Client Value Proposition is the foundation of your business

Jonathan Douglas May 25, 2026 No Comments

Your Client Value Proposition (CVP) has both a direct and indirect impact on almost every aspect of your business. When it is clearly defined and genuinely aligned with client needs,…

Read more

How much cash should you hold vs invest? What’s the right mix?

How much cash should you hold vs invest? What’s the right mix?

Mannie Lucero May 12, 2026 No Comments

There are always two ways for individuals to hold cash, emergency fund cash and investment cash. This needs to be clarified before discussing any investment mix. Emergency cash (not in…

Read more

A smarter way to respond to super volatility

A smarter way to respond to super volatility

Mannie Lucero May 12, 2026 No Comments

When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might…

Read more

Living with higher for longer interest rates

Living with higher for longer interest rates

Mannie Lucero May 12, 2026 No Comments

Interest rates are rising and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their investments, including…

Read more

Payday Super – the simple change that can boost your retirement savings

Payday Super – the simple change that can boost your retirement savings

Mannie Lucero May 12, 2026 No Comments

From 1 July 2026, super contributions are getting a refresh. Payday Super means your employer will pay your super at the same time they process your pay, rather than relying…

Read more

Four ways to invest through market volatility

Four ways to invest through market volatility

Mannie Lucero May 12, 2026 No Comments

Looking for ways to manage investment risk while still aiming for long term returns? While valuations in many investment asset types have been affected by market volatility this year, there…

Read more

Making the most of a market downturn

Making the most of a market downturn

Mannie Lucero May 12, 2026 No Comments

In recent years, market volatility has once again tested the nerves of investors. From the post COVID recovery to ongoing geopolitical tensions, persistent inflation and rising interest rates, many are…

Read more

Reserve Bank lifts interest rates by another 0.25pc to 4.35pc

Reserve Bank lifts interest rates by another 0.25pc to 4.35pc

Mannie Lucero May 12, 2026 No Comments

The Reserve Bank of Australia (RBA) has increased interest rates by 0.25 percentage points. The new cash rate target is 4.35 percent, up from 4.1 percent. Interest rates have now…

Read more

Learn more about Capstone

Download Brochure

Who we are

What we do

Why Capstone

Our Location

Level 1, 607 Bourke St,  
Melbourne VIC 3000

Call 1300 306 900

Copyright © 2026. Capstone Financial Planning Pty Ltd. All rights reserved.

ABN 24 093 733 969. Australian Financial Services Licence No. 223135.