Tips for choosing investments
All investments come with costs and, whilst these can’t be ignored, there are other key considerations to make when choosing the investment that’s right for you. These include aligning the…
Archives
How is your super performing?
Do you know how your super is performing? Many Australians don’t know how their super fund has performed or what it invests in. Are you one of them? Here’s what…
The three milestones that matter in retirement
Australia has no compulsory retirement age. While some occupations may have age based limits for safety reasons, you can generally stop working when you want to. The big question is,…
Why understanding retirement mindsets can help deliver better outcomes
Retirement is often talked about as though it is a single life stage. Work ends, income changes and people settle into a slower pace of life. But new research from…
Eight ways to generate client bookings before 2027 begins
For many financial planners, the weeks leading into Christmas are often treated as a winding down period. Clients become distracted by holidays, school graduation and award nights, family catchups and…
Divorce and your super
Separating from a partner is one of the most significant changes many people experience. Alongside the emotional impact, there are often practical decisions to make about housing, finances and future…
Estate planning in retirement – What you need to know
Why is estate planning important in retirement? When planning for retirement, many people focus on whether they have enough money to support their lifestyle. But another important question is: What…
Have your retirement goals changed
Retirement isn’t a fixed destination. What you want from retirement today may look very different from what you imagined a few years ago. Life has a habit of changing plans.…
Getting married
Making a commitment to share your life with another person is a significant milestone and there is a lot you can do to manage your money as a couple. Manage…
We are in the experience business
Everyone knows that, following the departure of so many financial advisers over the past few years, new client opportunities have probably never been more plentiful for those who remain. However,…
The importance of purpose driven team meetings
In every successful financial planning business that I have had an association with, communication is the foundation of performance, collaboration and accountability. While meetings are often criticised for consuming valuable…
Will I pay capital gains tax on my inheritance?
In Australia, special capital gains tax (CGT) rules apply to the transfer of assets from a deceased estate. The most common types of capital gains assets are property, shares and…