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How much cash should you hold vs invest? What’s the right mix?

Mannie Lucero May 12, 2026 No Comments

There are always two ways for individuals to hold cash, emergency fund cash and investment cash. This needs to be clarified before discussing any investment mix. Emergency cash (not in…

A smarter way to respond to super volatility

Mannie Lucero May 12, 2026 No Comments

When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might…

Living with higher for longer interest rates

Mannie Lucero May 12, 2026 No Comments

Interest rates are rising and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their investments, including…

Payday Super – the simple change that can boost your retirement savings

Mannie Lucero May 12, 2026 No Comments

From 1 July 2026, super contributions are getting a refresh. Payday Super means your employer will pay your super at the same time they process your pay, rather than relying…

Four ways to invest through market volatility

Mannie Lucero May 12, 2026 No Comments

Looking for ways to manage investment risk while still aiming for long term returns? While valuations in many investment asset types have been affected by market volatility this year, there…

Making the most of a market downturn

Mannie Lucero May 12, 2026 No Comments

In recent years, market volatility has once again tested the nerves of investors. From the post COVID recovery to ongoing geopolitical tensions, persistent inflation and rising interest rates, many are…

Reserve Bank lifts interest rates by another 0.25pc to 4.35pc

Mannie Lucero May 12, 2026 No Comments

The Reserve Bank of Australia (RBA) has increased interest rates by 0.25 percentage points. The new cash rate target is 4.35 percent, up from 4.1 percent. Interest rates have now…

Economic update May 2026

Mannie Lucero May 12, 2026 No Comments

Market developments during April 2026 included: Key Points Australian Equities The S&P/ASX 200 Accumulation Index rose 2.2% in April, with seven of the 11 sectors closing higher. Information Technology (+13.2%),…

Smart ways to grow your super as you approach retirement

Mannie Lucero April 23, 2026 No Comments

Retirement isn’t a single moment. It’s a long, wonderful chapter – and the choices you make today help determine how confidently you’ll step into it. Whether you’re 10 years or…

Seven ways to protect your mobile phone from hackers

Mannie Lucero April 23, 2026 No Comments

Our phones contain so much personal information that it’s important to keep them secure. Follow these seven cybersecurity tips to help secure your mobile device from hackers and online fraud.…

Payday Super changes – what they mean and how they could boost super for some

Mannie Lucero April 23, 2026 No Comments

Payday Super means employers must pay super at the same frequency as they pay wages. The changes are being introduced to improve retirement outcomes and reduce unpaid super. Moving away…

Managing risk

Mannie Lucero April 23, 2026 No Comments

We all want to earn high returns but every investment has some degree of risk; and higher returns generally mean higher risk. Think about the level of risk you’re comfortable…

Archives

How much cash should you hold vs invest? What’s the right mix?

A smarter way to respond to super volatility

Living with higher for longer interest rates

Payday Super – the simple change that can boost your retirement savings

Four ways to invest through market volatility

Making the most of a market downturn

Reserve Bank lifts interest rates by another 0.25pc to 4.35pc

Economic update May 2026

Smart ways to grow your super as you approach retirement

Seven ways to protect your mobile phone from hackers

Payday Super changes – what they mean and how they could boost super for some

Managing risk

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