Compare
Capstone offers a range of tiered solutions with easy and convenient payment terms available.
Capstone offers a range of tiered solutions with easy and convenient payment terms available.
| Tier 1 | Tier 2 | Tier 3 (N/A) | Tier 4 | |
|---|---|---|---|---|
| Authorised Representative Qualifications | ||||
| RG 146 | 1 | 2 | ― | |
| SMSFs (A recognised accreditation must be completed) | ― | |||
| Securities | ― | 3 | ||
| Standard Margin Lending | ― | |||
| Limited Advice | ||||
| Self Managed Superannuation Funds: | ||||
| • Establish / Wind-up SMSFs | ― | |||
| • Advice on existing Superannuation (contributions, pensions) | ― | |||
| • Limited Recourse Borrowing Arrangements | ― | |||
| Class of Product Advice: | ||||
| • Superannuation | ― | |||
| • Basic Deposit Products | ― | |||
| • Managed Investments | ― | |||
| • Securities | ― | |||
| • Personal Insurance | ― | |||
| Full Advice | ||||
| Strategic and Financial Product Advice: | ― | |||
| • Superannuation | ― | |||
| • Managed Investments | ― | |||
| • Securities | ― | |||
| • Personal Insurance | ― | |||
| • Basic Deposit Products | ― | |||
| • SMSFs | ― | |||
| • Standard Margin Lending | ― | |||
| Professional Development | ||||
| Product Accreditation | ― | |||
| Professional Development Program including SMSFs | 4 | 4 | ― | |
| Preferential Pricing for External Training Courses | ― | |||
| Advice Support | ||||
| Advice Templates | ― | |||
| Compliance Support | ― | |||
| Compliance Audit | ― | |||
| Policy & Procedures | ― | |||
| Technical including SMSFs | ― | |||
| Product Research | ― | Subsidised | ||
| Marketing & Communications | ||||
| Tailored Support | ― | |||
| Newsletters and Market Updates | ― | |||
| Digital Marketing Support | ― | |||
| Practice Development | ||||
| Business Efficiency and Practice Coaching | ― | |||
| Human Capital Support | ― | |||
| Technology (System & Processes) | ||||
| XPlan Licence Subsidised | Limited | Limited | ― | Full |
| Xplan Advice Templates | Limited | Limited | ― | Full |
| Xplan Support and Help Desk | Limited | Limited | ― | Full |
| Workflow Modules | ― | |||
| Data Feed Management | ― | |||
| Customisation – Tools/Thread, Processes, Templates | ― | |||
| Revenue Management | ||||
| Processing | ― | |||
| Basic Reporting | ― |
1. Completion of accreditation in financial planning, superannuation is required
2. Accreditation required for T1; plus personal insurance, managed investments and securities is required.
3. Additional accreditation required for full advice.
4. Travel costs may be incurred.
This table is for comparative purposes only. Please contact Capstone for further information to address your specific needs.
CWP Wealth
“I have been with Capstone for over three years and have found them refreshing to deal with. They help you become the best version of your business. I can wholeheartedly commend Capstone to any planner.”
Bronson Financial Services
“At a time of industry upheaval, the support of Capstone has been a godsend. Everything they promised they delivered.If you are looking for a new licensee you cannot beat the Capstone service offering."
Canyon Financial Planning
“Capstone Financial Planning should be at the top of your list for a Licensee. Grant and his amazing team give a down to earth and personalised approach to supporting practices.”
Lane Financial
“Capstone have some of the highest quality individuals in their team and it’s a pleasure to benefit from their insight and assistance. We really can’t recommend them enough to anyone considering a licensee.”
Strategic Retirement Solutions
“I recommend Capstone to any adviser seeking to 'go out on their own'. They are a fabulous licensee!”
Everalls Wealth Management
“With Capstone I can operate my business free from conflict. They have no in-house products, a flexible APL, and an extensive list of SMA solutions. I recommend Capstone highly.”
Nett Assets
“I can highly recommend Capstone for planners seeking an independent licensee that’s not in your face but provide quality support services. Their service and support is second to none and has allowed us to concentrate on providing our clients with a premium level of service.”
Paradigm Principle
“Having been with Capstone for a number of years, one thing that really stands out is their willingness to help and can do attitude. These are qualities we really appreciate.”
IEC Advisory
“The team at Capstone are all genuinely really good people. They are remarkable with their service culture. They really do care what you think, and they are genuine about our joint success into the longer term.”
Benchmark Financial Planning
“During times of change, it has been reassuring to be with a licensee that regularly engages with advisers and takes feedback seriously.”