Tier 1 Tier 2 Tier 3 Tier 4
Authorised Representative Qualifications
RG 146
SMSFs (A recognised accreditation must be completed)
Securities
Standard Margin Lending
Limited Advice
Self Managed Superannuation Funds:
• Open / Close SMSFs
• Advice on existing Superannuation (contributions, pensions)
• Limited Recourse Borrowing Arrangements
Class of Product Advice:
• Superannuation
• Basic Deposit Products
• Managed Investments
• Securities
• Personal Insurance
Full Advice
Strategic and Financial Product Advice:
• Superannuation
• Managed Investments
• Securities
• Personal Insurance
• Basic Deposit Products
• SMSFs
• Standard Margin Lending
Professional Development
Product Accreditation
Professional Development Program including SMSFs
Preferential Pricing for External Training Courses
Advice Support
Advice Templates (Word based)
Compliance Support
Compliance Audit
Policy & Procedures
Technical including SMSFs
Product Research Subsidised Subsidised
Marketing & Communications
Tailored Support
Newsletters and Market Updates
Digital Marketing Support
Practice Development
Business Efficiency and Practice Coaching
Human Capital Support
Technology (System & Processes)
XPlan Licence Subsidised
Xplan Advice Templates
Xplan Support and Help Desk
Workflow Modules
Data Feed Management
Customisation – Tools/Thread, Processes, Templates
Revenue Management
Processing
Basic Reporting

1. Completion of accreditation in financial planning, superannuation is required

2. Accreditation required for T1; plus personal insurance, managed investments and securities is required.

3. Additional accreditation required for full advice.

4. Travel costs may be incurred.

This table is for comparative purposes only. Please contact Capstone for further information to address your specific needs. Information valid as at June 2017.

Discover the benefits of a privately owned Licensee.

Voulla Flaskos

Source Accounting

“Capstone made everything so easy by providing all the templates and support we need which makes me feel comfortable that I am in good hands with my licensee. I would highly recommend Capstone to any fellow Accountant."

Travis Allen

Hillyer Riches Accountants

“We have gained assistance with transitioning to the new regulatory environment and provided a new service of strategic financial planning. Capstone have been of tremendous value in assisting with this transition."

Tania Magon

Maven Accounting

“I would recommend Capstone to any accountant seeking to become licenced within the financial services industry. Their personal service and support to me and my firm has been exceptional."

Anthony Buckley

Financial Planit

“I joined Capstone Financial Planning in 2003 as I was looking for a Group that could offer a high level of independence and freedom that came from not being institutionally owned."

Maria Picciani

Willow Wealth Management

“Compliance support and feedback is crucial to our business. The Capstone team are always there to assist us in improving and providing best advice and best practice standards. Their input is always positive and constructive."

KATRINA GAY

Nicholson Financial Planning

“I would happily recommend Capstone as a licensee to other advisers. The Capstone staff are friendly, knowledgeable, and professional, and they are genuinely committed to meeting their advisers' needs. I feel very secure in the knowledge that I have Capstone backing my business.”

MARK COOPER

Acquire Strategic Advisers

“Capstone’s support has been exceptional and consistent from the time our business made the transition. Capstone is continually trying to enhance their service offerings to their advisers, at both the higher level, and more specific lower levels within our business. They are an exceptional licensee and lead from the front.”

JEANETTE SCHRAM

Nett Assets

“I can highly recommend Capstone for planners seeking an independent licensee that’s not in your face but provide quality support services. Their service and support is second to none and has allowed us to concentrate on providing our clients with a premium level of service.”

BEN DREW

Paradigm Principle

“Having been with Capstone for a number of years, one thing that really stands out is their willingness to help and can do attitude. These are qualities we really appreciate.”

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