Tier 1 Tier 2 Tier 3 Tier 4
Authorised Representative Qualifications
RG 146
SMSFs (A recognised accreditation must be completed)
Securities
Standard Margin Lending
Limited Advice
Self Managed Superannuation Funds:
• Open / Close SMSFs
• Advice on existing Superannuation (contributions, pensions)
• Limited Recourse Borrowing Arrangements
Class of Product Advice:
• Superannuation
• Basic Deposit Products
• Managed Investments
• Securities
• Personal Insurance
Full Advice
Strategic and Financial Product Advice:
• Superannuation
• Managed Investments
• Securities
• Personal Insurance
• Basic Deposit Products
• SMSFs
• Standard Margin Lending
Professional Development
Product Accreditation
Professional Development Program including SMSFs
Preferential Pricing for External Training Courses
Advice Support
Advice Templates
Compliance Support
Compliance Audit
Policy & Procedures
Technical including SMSFs
Product Research Subsidised Subsidised
Marketing & Communications
Tailored Support
Newsletters and Market Updates
Digital Marketing Support
Practice Development
Business Efficiency and Practice Coaching
Human Capital Support
Technology (System & Processes)
XPlan Licence Subsidised Limited Limited Full
Xplan Advice Templates Limited Limited Full
Xplan Support and Help Desk Limited Limited Full
Workflow Modules
Data Feed Management
Customisation – Tools/Thread, Processes, Templates
Revenue Management
Processing
Basic Reporting

1. Completion of accreditation in financial planning, superannuation is required

2. Accreditation required for T1; plus personal insurance, managed investments and securities is required.

3. Additional accreditation required for full advice.

4. Travel costs may be incurred.

This table is for comparative purposes only. Please contact Capstone for further information to address your specific needs. Information valid as at October 2018.

Discover the benefits of a privately owned Licensee.

DOMINIC BENTLEY

CWP Wealth

“I have been with Capstone for over three years and have found them refreshing to deal with. They help you become the best version of your business. I can wholeheartedly commend Capstone to any planner.”

PAUL BRONSON

Bronson Financial Services

“At a time of industry upheaval, the support of Capstone has been a godsend. Everything they promised they delivered.If you are looking for a new licensee you cannot beat the Capstone service offering."

JASON DUDENAS

Canyon Financial Planning

“Capstone Financial Planning should be at the top of your list for a Licensee. Grant and his amazing team give a down to earth and personalised approach to supporting practices.”

MORGAN COLLINS

Lane Financial

“Capstone have some of the highest quality individuals in their team and it’s a pleasure to benefit from their insight and assistance. We really can’t recommend them enough to anyone considering a licensee.”

HELEN STEVENSON

Strategic Retirement Solutions

“I recommend Capstone to any adviser seeking to 'go out on their own'. They are a fabulous licensee!”

BOB CHEN

Everalls Wealth Management

“With Capstone I can operate my business free from conflict. They have no in-house products, a flexible APL, and an extensive list of SMA solutions. I recommend Capstone highly.”

JEANETTE SCHRAM

Nett Assets

“I can highly recommend Capstone for planners seeking an independent licensee that’s not in your face but provide quality support services. Their service and support is second to none and has allowed us to concentrate on providing our clients with a premium level of service.”

BEN DREW

Paradigm Principle

“Having been with Capstone for a number of years, one thing that really stands out is their willingness to help and can do attitude. These are qualities we really appreciate.”

JOEL BONES

IEC Advisory

“The team at Capstone are all genuinely really good people. They are remarkable with their service culture. They really do care what you think, and they are genuine about our joint success into the longer term.”

BEN MARSHALL

Benchmark Financial Planning

“During times of change, it has been reassuring to be with a licensee that regularly engages with advisers and takes feedback seriously.”

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