Capstone offers four tiers of authorisation. The level of authorisation that’s right for you will largely depend on the level of support services you
need. Generally speaking, tiers 1 and 2 are suitable for accountants while tiers 3 and 4 are more suitable for financial advisers. You can move between tiers as your business and advice needs change.

Suitable for:

Accountants who require basic authorisation and wish to provide advice regarding setting up or winding up an SMSF.

Allows you to:

  • Recommend the establishment or winding up of an interest in SMSF.
  • Provide advice on contributions and/or pensions on a client’s existing superannuation.
  • Provide class of product advice (advice that doesn’t involve a specific product recommendation) on basic deposit products and superannuation.

Support services included:

  • Training
  • Compliance

Suitable for:

Accountants who wish to provide advice regarding setting up or winding up an SMSF as well as class of product advice.

Allows you to:

Provide a broad range of financial advice. This includes the scope of advice offered under Tier 1, plus class of product advice on:

  • Managed investments
  • Personal insurance
  • Securities

Support services included:

  • Training
  • Compliance

Suitable for:

Qualified financial advisory professionals who are entering succession planning but wish to provide comprehensive financial advice during the transition.

Allows you to:

Provide comprehensive financial product advice on:

  • Superannuation
  • Managed investments
  • Securities
  • Personal insurance
  • Basic deposit products
  • SMSFs
  • Standard margin lending

Support services included:

  • Training
  • Compliance

Suitable for:

Suitably qualified financial advisory professionals who wish to provide comprehensive financial advice and require business support services.

Allows you to:

Provide comprehensive financial product advice on:

  • Superannuation
  • Managed investments
  • Securities
  • Personal insurance
  • Basic deposit products
  • SMSFs
  • Standard margin lending

Support services included:

  • Training
  • Compliance
  • Marketing and communications
  • Technology
  • Practice management

Discover the benefits of a privately owned Licensee.

DOMINIC BENTLEY

CWP Wealth

“I have been with Capstone for over three years and have found them refreshing to deal with. They help you become the best version of your business. I can wholeheartedly commend Capstone to any planner.”

PAUL BRONSON

Bronson Financial Services

“At a time of industry upheaval, the support of Capstone has been a godsend. Everything they promised they delivered.If you are looking for a new licensee you cannot beat the Capstone service offering."

JASON DUDENAS

Canyon Financial Planning

“Capstone Financial Planning should be at the top of your list for a Licensee. Grant and his amazing team give a down to earth and personalised approach to supporting practices.”

MORGAN COLLINS

Lane Financial

“Capstone have some of the highest quality individuals in their team and it’s a pleasure to benefit from their insight and assistance. We really can’t recommend them enough to anyone considering a licensee.”

HELEN STEVENSON

Strategic Retirement Solutions

“I recommend Capstone to any adviser seeking to 'go out on their own'. They are a fabulous licensee!”

BOB CHEN

Everalls Wealth Management

“With Capstone I can operate my business free from conflict. They have no in-house products, a flexible APL, and an extensive list of SMA solutions. I recommend Capstone highly.”

JEANETTE SCHRAM

Nett Assets

“I can highly recommend Capstone for planners seeking an independent licensee that’s not in your face but provide quality support services. Their service and support is second to none and has allowed us to concentrate on providing our clients with a premium level of service.”

BEN DREW

Paradigm Principle

“Having been with Capstone for a number of years, one thing that really stands out is their willingness to help and can do attitude. These are qualities we really appreciate.”

JOEL BONES

IEC Advisory

“The team at Capstone are all genuinely really good people. They are remarkable with their service culture. They really do care what you think, and they are genuine about our joint success into the longer term.”

BEN MARSHALL

Benchmark Financial Planning

“During times of change, it has been reassuring to be with a licensee that regularly engages with advisers and takes feedback seriously.”

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