Capstone offers four tiers of authorisation. The level of authorisation that’s right for you will largely depend on the level of support services you
need. Generally speaking, tiers 1 and 2 are suitable for accountants while tiers 3 and 4 are more suitable for financial advisers. You can move between tiers as your business and advice needs change.

Suitable for:

Accountants who require basic authorisation and wish to provide advice regarding setting up or winding up an SMSF.

Allows you to:

  • Recommend the establishment or winding up of an interest in SMSF.
  • Provide advice on contributions and/or pensions on a client’s existing superannuation.
  • Provide class of product advice (advice that doesn’t involve a specific product recommendation) on basic deposit products and superannuation.

Support services included:

  • Training
  • Compliance

Suitable for:

Accountants who wish to provide advice regarding setting up or winding up an SMSF as well as class of product advice.

Allows you to:

Provide a broad range of financial advice. This includes the scope of advice offered under Tier 1, plus class of product advice on:

  • Managed investments
  • Personal insurance
  • Securities

Support services included:

  • Training
  • Compliance

Suitable for:

Suitably qualified financial advisory professionals who wish to provide comprehensive financial advice but do not require business support services.

Allows you to:

Provide comprehensive financial product advice on:

  • Superannuation
  • Managed investments
  • Securities
  • Personal insurance
  • Basic deposit products
  • SMSFs
  • Standard margin lending

Support services included:

  • Training
  • Compliance

Suitable for:

Suitably qualified financial advisory professionals who wish to provide comprehensive financial advice and require business support services.

Allows you to:

Provide comprehensive financial product advice on:

  • Superannuation
  • Managed investments
  • Securities
  • Personal insurance
  • Basic deposit products
  • SMSFs
  • Standard margin lending

Support services included:

  • Training
  • Compliance
  • Marketing and communications
  • Technology
  • Practice management

Discover the benefits of a privately owned Licensee.

Voulla Flaskos

Source Accounting

“Capstone made everything so easy by providing all the templates and support we need which makes me feel comfortable that I am in good hands with my licensee. I would highly recommend Capstone to any fellow Accountant."

Travis Allen

Hillyer Riches Accountants

“We have gained assistance with transitioning to the new regulatory environment and provided a new service of strategic financial planning. Capstone have been of tremendous value in assisting with this transition."

Tania Magon

Maven Accounting

“I would recommend Capstone to any accountant seeking to become licenced within the financial services industry. Their personal service and support to me and my firm has been exceptional."

Anthony Buckley

Financial Planit

“I joined Capstone Financial Planning in 2003 as I was looking for a Group that could offer a high level of independence and freedom that came from not being institutionally owned."

Maria Picciani

Willow Wealth Management

“Compliance support and feedback is crucial to our business. The Capstone team are always there to assist us in improving and providing best advice and best practice standards. Their input is always positive and constructive."

KATRINA GAY

Nicholson Financial Planning

“I would happily recommend Capstone as a licensee to other advisers. The Capstone staff are friendly, knowledgeable, and professional, and they are genuinely committed to meeting their advisers' needs. I feel very secure in the knowledge that I have Capstone backing my business.”

MARK COOPER

Acquire Strategic Advisers

“Capstone’s support has been exceptional and consistent from the time our business made the transition. Capstone is continually trying to enhance their service offerings to their advisers, at both the higher level, and more specific lower levels within our business. They are an exceptional licensee and lead from the front.”

JEANETTE SCHRAM

Nett Assets

“I can highly recommend Capstone for planners seeking an independent licensee that’s not in your face but provide quality support services. Their service and support is second to none and has allowed us to concentrate on providing our clients with a premium level of service.”

BEN DREW

Paradigm Principle

“Having been with Capstone for a number of years, one thing that really stands out is their willingness to help and can do attitude. These are qualities we really appreciate.”

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