Diversification – why it should be your best friend Diversification is the act of spreading the money you have to invest across a number of different types of investments. For example, rather than putting all your money into shares in one company, you split it across multiple shares in companies which operate in different industries […]

Incorporating alternative investments in self-managed super funds It’s no secret a diversified portfolio may help to protect your wealth from market ups and downs. Including investment alternatives in your self-managed super fund, may therefore provide additional diversification. But what exactly are alternatives and what can they do for your portfolio? We take a closer look […]

Market and Economic overview Australia Q1 2019 inflation data were released and came in well below consensus expectations. CPI was unchanged in the first three months of 2019 and the annual pace declined to 1.3%. With inflation so far below the RBA’s 2.0% to 3.0% target range, consensus expectations suggest borrowing costs will be lowered […]

How you can benefit from market fluctuations When share markets experience a downturn, it’s easy to get nervous about the impact on your investments. But this kind of volatility doesn’t always necessarily spell bad news – as billionaire entrepreneur Warren Buffett once said, “Be fearful when others are greedy, and greedy when others are fearful.” […]

Let’s talk about aged care Aged care can be a tough subject for many families to broach, but as we enjoy longer lives, there’s a growing likelihood that at least part of our final years may be spent in aged care. The decision to move into aged care can come with a raft of emotional […]

7 super strategies for end of financial year The end of the financial year is a good time to think about how you could grow your super and start saving for retirement. Here are some options you could consider to help your super work harder for you. Tax-deductible super contributions You may be eligible to […]

Retirement planning in your 50’s While planning your retirement can mean different things to different people, more often than not, the type of retirement you can afford comes down to the plans put in place to set yourself up for the future. How much you may need, how and when you can start accessing your […]

The financial and lifestyle upsides to saying sayonara to your adult kids It’s usually inevitable your kids are going to grow up and one day move out of home. And, while research shows that women are generally more upset at the prospect of this than men are, the good news is many people report that […]

Market and Economic overview Australia Economic data continues to paint a mixed picture of the domestic economy. The manufacturing PMI survey – a useful gauge of activity levels in the sector – came in below the 50 level; indicating challenging conditions. Job advertisements have also been weak and are running -3.7% below the corresponding period […]

Six things to consider when investing for retirement Many people aged between 50 and 65 are uncertain about being able to cover living expenses in retirement. In the past retirees could rely on the age pension to secure their retirement. Many retirees are now less confident about this source of support, as a growing number […]