Personal Insurance

There is a growing trend of underinsurance within Australia and recent statistics reveal the financial hardship families experience when a tragedy occurs.

  • 63% of respondents had less than a week warning prior to the event*
  • 43% only knew of the death after it happened*
  • Almost 1 in 4 children had to move schools within 2 years of a death in the family due to financial pressure*

Insurance is important for many reasons and becomes even more paramount for those married and or with children. Protecting your loved ones from financial hardship should be an integral part of your financial plan. A Capstone Adviser can assist you to accurately assess your circumstances, calculate the appropriate level of insurance cover for you and your family and help you decide on the best protection.

  • Life Cover
  • Income Protection
  • Trauma Cover
  • Total and Permanent Disablement Cover

Whilst the prospect of illness, disability or death is unthinkable, being unprepared for the unexpected is even worse. Ensure your strategy reflects your circumstances and will provide for those closest to you.

*ING July 2010 “Picking up the pieces”